I’ll play devil’s advocate here: I’m on the side with destigmatizing credit cards, as it just propels the bank’s wallets with interest. But if you don’t have money, and absolutely must get on credit to hang on to your life, I think you should, but you should also work toward repaying the debt you’ve grown.
Edit: I’m actually curious as to why I got down voted, maybe I’m wrong somewhere, so take it with a grain of salt …
Really the only good thing about credit cards is it helps raise your credit score. I only use them for that to be able to get a decent apr on a loan.Otherwise i would never use them.
True there are more. I just typically dont use it otherwise i would rack up more debt. Using my debit card is the best way for me to track my finances.
You gotta find a good one that gives travel rewards or something. We’ve had a few vacations with free flights because of ours. Of course you should only spend what you can pay off in a month but it still adds up
I’ll play devil’s advocate here: I’m on the side with destigmatizing credit cards, as it just propels the bank’s wallets with interest. But if you don’t have money, and absolutely must get on credit to hang on to your life, I think you should, but you should also work toward repaying the debt you’ve grown.
Edit: I’m actually curious as to why I got down voted, maybe I’m wrong somewhere, so take it with a grain of salt …
Really the only good thing about credit cards is it helps raise your credit score. I only use them for that to be able to get a decent apr on a loan.Otherwise i would never use them.
There are more benefits to credit cards, but if you don’t pay them off every month pretty much all pros are massively outweighed by the cons.
True there are more. I just typically dont use it otherwise i would rack up more debt. Using my debit card is the best way for me to track my finances.
You gotta find a good one that gives travel rewards or something. We’ve had a few vacations with free flights because of ours. Of course you should only spend what you can pay off in a month but it still adds up
TRAVEL REWARDS??? We’re in a conversation about people starving, and you’re like “oh but this one gives you a free flight to Jamaica”