• Bluefruit@lemmy.world
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    1 year ago

    Really the only good thing about credit cards is it helps raise your credit score. I only use them for that to be able to get a decent apr on a loan.Otherwise i would never use them.

    • Gigan@lemmy.world
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      1 year ago

      There are more benefits to credit cards, but if you don’t pay them off every month pretty much all pros are massively outweighed by the cons.

      • Bluefruit@lemmy.world
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        1 year ago

        True there are more. I just typically dont use it otherwise i would rack up more debt. Using my debit card is the best way for me to track my finances.

    • uid0gid0@lemmy.world
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      1 year ago

      You gotta find a good one that gives travel rewards or something. We’ve had a few vacations with free flights because of ours. Of course you should only spend what you can pay off in a month but it still adds up

      • Taco@lemmy.zip
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        1 year ago

        TRAVEL REWARDS??? We’re in a conversation about people starving, and you’re like “oh but this one gives you a free flight to Jamaica”