Right, it’s not a big difference, but it’s at least something. Both communities can coexist and if they have something that differentiates them, all the better. For some people, it doesn’t matter that much. For those people that do care about the distinction, they can focus on their preferred community instead. In the end (as other people said), it’s fine to join both of these, so I don’t think it matters a lot.
I’m not an expert in this field, so other people might have something else to add, but my takeaway is mostly - do not rely on phone services. Don’t use MFA via SMS, etc. Most of the issues described, you can avoid if you’re careful, except the geolocation issue.