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Joined 3 months ago
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Cake day: July 22nd, 2024

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  • Da die Tagesschau den angeblichen Gesetzentwurf nicht verlinkt, hat sie auch entweder Geheimwissen oder meint diesen Referentenentwurf von September, in dem es nicht besonders konkret wird.

    Ergo weiß das einfach noch keiner so genau. Es liest sich so, aber wie genau man “keine Entnahme vor der Rente” mit Wechselmöglichkeiten verbinden will, erschließt sich mir nicht. Was ist z.B., wenn ich in einen anderen ETF umschichten will? Dann müsste ich ja die vorherigen Anteile verkaufen, was ich nicht darf.

    Man wird auch sicher ein getrenntes Depot brauchen (woher wüsste man sonst, welche Anteile gebunden sind und welche nicht?), und da besteht noch viel Potential für die Banken, durch überteuerte Gebühren das alles wieder unattraktiv zu machen.








  • It’s not about who gets the sweeter deal. It’s not a transaction. Members don’t buy services from the EU with their contributions. If France gets more payouts, it’s because France has more of whatever triggers those payouts. It’s not the GDI though, so “same GDI, different net payments” is a flawed argument.

    If we’re both in a tennis club and pay the same member’s fees, but I go to play on Thursday, when there’s less people, more space and a free drink at the bar for members, but you go on Saturday, when people are fighting for free courts and you can’t find a seat at the bar, I get the better deal. That doesn’t mean we’re not treated fairly, we’re just using different parts of what’s available.

    Now, if you had to pay higher fees in the first place because I said “I"ll only join if I get a discount”, that would indeed be unfair.





  • You’re confirming that France pays less in.

    I’m not. They paid more in fact. They just also got more back out.

    Obviously I’m talking about Net. Gross doesn’t matter.

    Wrong. What a country pays in and what it gets out are two entirely unrelated questions.

    Payments to the EU are calculated by GDI and that’s that (except when there is a rebate). They are supposed to be fair based on that metric.

    Payments back to the members are not “free money” the government can spend on whatever. They are subsidies bound to specific purposes that have their own specific criteria of distribution. They are not designed to be fair by comparison of GDI or similar metrics. If there were, as a hypothetical example, an EU program to subsidize local winemakers, you can see how France would very likely receive more money out of this fund than the UK.