• Emi@ani.social
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        7 days ago

        I’ll never understand how people can just spend money they don’t have. Just don’t use credit cards and use debit and spend only the money you have, no more debt by accident.

        • gerbler@lemmy.world
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          7 days ago

          Well when rent is due or stomach is empty, you don’t assess the fiscal responsibility of debt you pay the piper and live another day. Some people live paycheck to paycheck and one accident can send them into a death spiral of debt due to no fault of their own.