“There’s this wild disconnect between what people are experiencing and what economists are experiencing,” says Nikki Cimino, a recruiter in Denver.

  • fustigation769curtain@lemmy.world
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    8 months ago

    To be fair, they don’t actually own their house if they’re paying a mortgage.

    It wouldn’t be any different if she was renting.

    I’m not sure why they call her a homeowner when the bank actually owns her house.

    • FaceDeer@fedia.io
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      8 months ago

      In theory, over time you own more and more of a share of the house while the bank owns less and less. That’s different from renting.

      Still, if you literally can’t afford the mortgage payments then it’s still a bad deal.

    • nexguy@lemmy.world
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      8 months ago

      They get to treat the property as if they own it from day one. Additions, changes…etc. lots of differences from renting.

    • stinerman [Ohio]@midwest.social
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      8 months ago

      The bank does not own her house. She owns her house. The bank holds a lien on it. Holding a lien on something is not the same as owning it.